Identity theft occurs when your personal information is used by
someone else without your knowledge. It can support criminal
activity such as fraud, deception, or obtaining benefits and
services in your name. It is estimated that more than 100,000 people
are affected by identity theft in the UK each year, costing the
British economy over £1.3 billion annually. Checkmyfileis an organisation that we recommend if you want to check your credit files and personal information. With Checkmyfile you can check onlin online for information held about any individual. As well as credit files, Checkmyfile also provides, amongst other things, credit scores, neighbourhood demographics, vehicle data and a unique range of groundbreaking Identity Theft Protection products.
There are a number of tips that can help you prevent your credit
card from being used for identity theft. For example, never give
personal or account details to anyone who contacts you unexpectedly.
Be suspicious even if they claim to be from your bank or the police.
Ask for their phone number, check it is genuine and, if so, call
them back. Be aware that a bank will never ask for your PIN or for a
whole security number or password.
Keep your passwords secure and don't use the same password for
more than one account or use banking passwords for any other
websites. Using different passwords increases security and makes it
less likely that someone could access any other accounts.
Keep your passwords safe and never record or store them in a
manner which leaves them open to theft, such as in your purse or
wallet.
If you receive a suspicious e-mail purporting to be from a bona
fide institution which requests personal details check back with
that organisation before providing information by email by phoning
them.
Some Card issuers now place a special emphasis on identity theft.
To find out more about the benefits they offer click on any of the
links on the left hand side. Or take a look at the great card on offer from Cahoot. They have a special webcard to ensure that anything you buy over the internet can be done without using your main credit card number. So, click on the banner below and apply now.
